About Capta Financial

Property Finance Is Personal.

Behind every loan is a bigger decision. A first home. A growing family. A new chapter. An investment. A move to Australia. Or simply making your existing finance work better.

Who we are

Good Finance Starts With The Person Behind The Numbers.

Capta Financial is an Australian mortgage brokerage helping clients finance property across different stages of home ownership, with access to a panel of 30+ lenders.

Our role isn’t simply to submit a loan. We take the time to understand your circumstances, assess available lending options and explain our recommendations clearly. Rather than isolated transactions, we build relationships that continue as your goals change.

30+lenders on our panel

Our approach

Clear Thinking. Careful Assessment. Proper Explanation.

01

We listen first.

Before discussing lenders or products, we want to understand your position, priorities and objectives.

02

We assess the detail.

Income, expenses, commitments, deposit, equity and lender criteria all influence what may be possible.

03

We consider the options.

With access to 30+ lenders, we look beyond what a single institution can offer.

04

We explain our recommendation.

You should understand what you’re choosing and why.

05

We manage the process.

From preparation and submission through to approval and settlement.

06

We stay connected.

Periodic loan, rate and equity reviews help keep your lending on track.

Different backgrounds, same standard

Financial Information Should Be Explained Clearly.

The Australian lending system has its own terminology, rules and processes. For people who have moved to Australia, those concepts may also be completely new.

Whether Australia has always been home or you’ve chosen to build your life here, we make sure you understand the finance conversation you’re part of.

Education-led service

You Should Understand The Decisions You Are Making.

We explain the numbers, answer questions and help make sense of the lending considerations behind every recommendation.

Our team

Experienced People. Personal Service.

Having someone who understands your circumstances, communicates clearly and remains accountable throughout the process matters.

Alvie Oliveira

Director · Credit Rep. #497987

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Community

Connected To The Communities We Serve.

Through English and Portuguese content, events, digital channels and community initiatives, Capta shares practical information about property and finance in Australia. Our Portuguese-speaking roots remain part of our story, while Capta today is positioned for clients from backgrounds across Australia.

Book a meeting

Your Next Move Starts With A Conversation.

Speak directly with a Capta broker about where you are today and what you’re looking to achieve.

45 minutes. No cost. No obligation.