Property Investment
We help clients understand their borrowing position and assess lending solutions for eligible investment property purchases.
Overview
Investment lending is assessed differently to owner-occupied lending. Rental income, existing debt, equity and loan structure all play a part.
We help you understand your position across our panel of lenders and structure finance that fits your broader plans.
Our role is focused on the finance behind the property purchase. We do not select investments or provide property investment, tax or financial planning advice.
30+lenders compared
What we can help with
Investment borrowing capacity
Existing lending review
Equity position
Investment loan options
Pre-approval
Application to settlement
How it works
Your goals, existing portfolio and financial position.
Borrowing capacity and how lenders treat rental income.
Loan options and structure across our panel.
Application, approval and settlement.
Capta Financial
Finance that fits your portfolio — not just this purchase.
FAQ
Can’t find what you’re looking for? Speak directly with a Capta broker.
Most lenders only count a percentage of expected rental income and apply their own buffers. Policies differ, which is why comparing lenders matters.
Often, yes. Equity in an existing property can be used toward a deposit, subject to lender assessment and your borrowing capacity.
Both are available for investors, with different rates and implications. We’ll explain the finance trade-offs; for tax advice, speak with your accountant.
Related services
Understand how your existing mortgage, equity and financial position may influence the finance available for your next property.
Specialist lending can be subject to specific superannuation, lending and legal requirements.
Review your existing lending and assess whether it continues to fit your current circumstances, goals and priorities.
Book a meeting
Speak directly with a Capta broker about where you are today and what you’re looking to achieve.
45 minutes. No cost. No obligation.
