New to Australia

From Visa To Keys: Home Loans For New Arrivals.

The Australian lending system has its own terminology, rules and processes. Whether you’ve just arrived or have been building your life here for a while, we’ll explain the finance conversation properly.

Overview

Your Path To Property In Australia.

Lending requirements can differ depending on residency and visa status, income history and where your deposit comes from.

We assess which lenders may consider your application, explain what documents you’ll need and guide you through each step — in English or Portuguese.

30+lenders compared

What we can help with

Covered From First Question To Settlement.

Residency & visa considerations

Borrowing capacity

Deposit & overseas funds

Documents & income evidence

Lender policy assessment

Application to settlement

How it works

Four Steps. One Clear Process.

01

Understand

Your visa, income, savings and plans in Australia.

02

Assess

Which lenders may consider your situation.

03

Prepare

Documents, deposit and costs explained clearly.

04

Settle

We guide you from application to the keys.

Capta Financial

Building A New Life Here?

We speak your language — English and Portuguese.

FAQ

New to Australia FAQs

Can’t find what you’re looking for? Speak directly with a Capta broker.

Some lenders consider applicants on certain temporary visas, subject to their policies and conditions. We’ll explain which options may apply to your situation.

Some non-residents may need Foreign Investment Review Board approval to buy residential property. Requirements depend on your residency status — we’ll point you in the right direction.

Often, yes, but lenders have rules about evidencing and transferring funds. We’ll explain what documentation is usually required.

Book a meeting

Your Next Move Starts With A Conversation.

Speak directly with a Capta broker about where you are today and what you’re looking to achieve.

45 minutes. No cost. No obligation.