Sample article — replace with the final text.
Pre-approval (sometimes called conditional approval) is a lender’s indication of how much it may be willing to lend you, based on the information you’ve provided at a point in time.
What pre-approval may indicate
- A realistic price range to search within
- That your income, expenses and deposit have been reviewed
- Which lender policies may suit your situation
What it doesn’t guarantee
Pre-approval is not formal approval. The lender will still assess the property itself, confirm your documents and check that nothing material has changed.
Pre-approval helps you search with confidence — formal approval is what lets you settle.
Before you make an offer
Check your pre-approval expiry date, confirm your funds to complete and talk to your broker about any conditions that apply.
Book a no-cost meeting to talk through your pre-approval.
Book a meeting
Your Next Move Starts With A Conversation.
Speak directly with a Capta broker about where you are today and what you’re looking to achieve.
45 minutes. No cost. No obligation.